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Property Damage & Fire/Storm Recovery
The average insurance payout for a major fire or storm claim is 40% lower than the actual cost of repairs.
When disaster strikes, the insurance company sends their adjuster to estimate the damage. That adjuster works for them, not you. Their goal is to save the company money.
Vault Insurance INT works for you. We are licensed Public Adjusters and property damage experts. We conduct our own independent appraisal of your roof, structure, and contents. We document every inch of damage and negotiate directly with the carrier to ensure you get every penny you need to rebuild.
Fire & Smoke Claims
Smoke damage is often invisible but toxic. We ensure the insurer pays for comprehensive smoke remediation, not just a coat of paint.
Storm & Roof Damage
"It's just cosmetic." That's what they say. We use drones and thermal imaging to prove structural water intrusion from hail or wind.
Water Leak Disputes
Denied because of a "slow leak" exclusion? We investigate the plumbing failure to prove it was sudden and accidental, triggering coverage.
Don't Let Them "Patch" What Needs to be Replaced.
We handle the complex, messy claims that standard adjusters try to rush through.
Home
Vehicles
Life
Business
Free Damage Assessment
Did the insurance company offer you a check? Don’t cash it yet. Upload the offer here for a free review.
Reliable. Personable. Fast.
Usually not. This is the #1 denial tactic. We hire structural engineers to prove that the damage (like a cracked slab or roof leak) was caused by the specific storm event, not age.
A Public Adjuster is the only professional licensed by the state to represent you, the policyholder. We level the playing field. Studies show claims handled by Public Adjusters result in payouts 747% higher than those handled alone.
No. In most cases, the first check is just an "undisputed" payment. It does not close your claim. We can file a "Supplemental Claim" for the additional damages we find.
Contractors are great at building, but in many states, it is illegal for them to negotiate policy language. If they mess up the paperwork, your claim could be denied. We handle the money; they handle the hammer.
Yes. Proving what was stolen is hard. We help you reconstruct your inventory using photos, receipts, and bank records to prove ownership and value to the skeptical insurer.
We work on a contingency fee, usually a small percentage of the new money we recover for you. If we don't get you more money than the insurer's initial offer, you owe us nothing.
Rebuild With Confidence.
Your home is your biggest asset. Don’t let an insurance corporation decide what it’s worth.