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Your Big Day was Cancelled. Don't Lose Your Deposit Too.
From bankrupt venues to extreme weather, event cancellations result in $100M+ in lost deposits annually.
Insurance carriers love to sell “Peace of Mind” for your wedding or corporate gala, but they hate paying out when disaster actually strikes. They will blame “Contract Force Majeure” or “Known Weather Patterns” to deny your claim.
Vault Insurance INT fights for your refund. Whether it’s a vendor who took the money and ran, or a storm that shut down the coast, we review your Event Insurance policy and force the carrier to reimburse your non-refundable deposits.
Venue Bankruptcy
Did your venue shut down or double-book you? We go after their liability insurance and your cancellation policy to recover your down payments.
Weather Cancellation
"Rain" isn't enough. We use meteorological data to prove that the weather conditions were unsafe, triggering the "Impossibility of Performance" clause in your policy.
Liquor Liability Defense
If a guest gets injured or causes an accident after your event, you could be sued. We manage the "Host Liquor Liability" defense to protect your personal assets.
Common Event Disasters We Manage:
We handle claims for weddings, corporate expos, and music festivals.
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Free Event Policy Review
Did you lose money on a cancelled event? Upload your policy and the vendor contract. We’ll find a way to get it back.
Generally, no. Insurance covers "unforeseen" events, not a change of heart. However, if the cancellation is due to a sudden medical emergency or deployment, we can get you covered.
Yes. Venues often try to force a credit voucher on you to keep the cash. We audit the contract force majeure clause. If they couldn't deliver the service, we demand a cash refund, not a voucher.
Absolutely. If you had to cancel a conference due to a strike, weather, or travel ban, we handle the "Event Cancellation" claim to recover marketing and venue costs.
It's hard to value memories. We file "Professional Indemnity" claims against the photographer's insurance to recover the contract cost plus damages for emotional distress (where applicable).
It's difficult, but possible. If the rain made the access roads dangerous or the outdoor tent unsafe (lightning risk), we argue "Constructive Cancellation"—meaning the event could happen but was unsafe
Likely not. We demand photos and depreciation schedules. Often, the carpet was old. We reduce these "Property Damage" claims significantly or dismiss them entirely.
Recover Your Deposit.
Weddings are expensive. Cancellations shouldn’t bankrupt you. Let us fight the venue and the insurer for you.